Terms and Conditions

Using This Website

These terms cover your use of the website for Life Insurance Corpus Christi, a life insurance business serving clients in Corpus Christi, TX and the surrounding area. By reading or browsing these pages, you agree to the terms below. If you do not agree with them, please stop using the site.

This is a simple informational website. It has no accounts, no online applications and no way to buy a policy here. The only way to reach us is by phone, at (361) 204-3965.

Information Only, Not a Policy or Quote

Our pages explain how term life, whole life, universal life, final expense coverage, mortgage protection and retirement income planning generally work. That explanation is general. It is not an offer of coverage, a binding quote or advice about your own situation.

Real premiums, eligibility and policy features depend on the insurance carrier, your health, your age, the amount of coverage and the answers you give during underwriting. Nothing on this site creates a policy. Coverage starts only when a carrier approves an application and issues a policy in writing.

Talking With Us by Phone

When you call, we start by looking at what you have now and what you are trying to protect, then tell you plainly what we found before suggesting anything. Any options we discuss are based on what you share on the call, so the more accurate the details, the more useful the conversation. You are never obligated to apply for anything because you called.

Accuracy and Changes

We work to keep this site correct and current, but insurance products, carrier rules and Texas regulations change. Some content may be out of date or incomplete when you read it. We may update, correct or remove any part of the site at any time without notice, and these terms may change too. The version posted here is the one that applies.

Limits of Responsibility

The site is provided as it is. We are not responsible for losses that come from relying on general website content instead of reviewing an actual policy with an agent and the carrier's written documents. Please read any policy, contract or disclosure in full before you sign it.

Content Ownership

The words, layout and images on this site belong to Life Insurance Corpus Christi or are used with permission. You may read and share pages for personal use. Please do not copy, republish or sell the content without asking us first.

Governing Law and Questions

These terms are governed by the laws of the State of Texas. If anything here is unclear, or you want to know how it applies to you, a quick conversation at (361) 204-3965 is the easiest way to sort it out, and we will walk through any part of it with you.